You probably could get the WF student card, but that isnt the propel card. Let your Propel® rewards take you far Like flexibility? First of all welcome aboard. If you spend a lot on the rewards categories, it won’t Just a few things to think about. To respond, just go to the Wells Fargo credit card page, click “Respond to an Offer,” and enter your code. Wells Fargo credit card offers, top picks of 2021. Users can earn 3X points per dollar on their travel purchases — including . Get preapproved for a home mortgage with Wells Fargo. I have only one credit card (about 8 months old). You have a high chance of qualifying for these offers because Wells Fargo has already examined your financial and credit history. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Store cards sound appealing, but aren’t often your best choice. I have done research on that card too and I like the benefits similar to the Wells Fargo Propel Amex Card, but the annual fee is not worth it to me at this point of my life. Input your current credit card balance and interest rate to calculate your potential savings. Perfect for families: Get up to 6% on everyday purchases and a welcome offer worth $250. Wells Fargo’s Propel World and Propel 365 cards have received relatively little attention on the card blogs. You have highest approval odds for the Wells Fargo Propel with a 670 credit score. We compared nearly 100 cards to find the best deals and perks. Finder.com LLC. Use WalletHub’s unique tool and compare Well Fargo credit cards with $0 fees, 0% APRs & great rewards. You can’t prequalify online or at your corner branch for a Wells Fargo credit card, leaving you to keep an eye on the mail for a preapproval letter. Try this and see if you are qualified for any card you may like, and good luck. Finder.com is an independent comparison platform and Wells Fargo reports that you're "more likely to be approved" for their Propel credit card with a score of 640 or higher. And if you haven’t received a pre-approval offer, you can still estimate your chances of success before actually applying. The card has a pretty stiff annual fee, and some people have reported trouble getting approved if they don’t have any … The Propel is considered a higher teir card. We may receive payment from our affiliates for featured placement of their products or services. For the Wells Fargo Cash Wise Visa, Wells Fargo Platinum, and Wells Fargo Propel American Express cards the minimum recommended credit score is 700. There is someone on this forums who has had trouble building their WF relationship and has s low CL. As a unique perk, Propel 365 cardholders get an annual “Relationship Bonus” of 10%, 25% or 50% on non-bonus category points earned if they have a qualifying Wells Fargo account. It would probably be wise to hold off on the Propel until you profile develops more. Wells Fargo doesn’t allow you to check for prequalified offers either in person or through its website. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. But you just might find a preapproval offer for a targeted credit card in your mailbox. Best Wells Fargo Card for Fair or Average Credit Not only does this card from Wells Fargo offer good approval odds for students, but it’s specifically tailored to college students looking to establish and build credit. I'm primarly looking for a card for dining out/groceries. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Three real people share their real experiences and credit card horror stories of 2020. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. If you were to go for an AMEX and I think you would have a good shot at it with your profile and they also have a pre-qual tool, but they like getting younger generations on them like discover does as well you need to decide do you want MR (membership rewards) best used for airlines and usually business/first class travel or cash back. Either way, boosting your credit score is a good move before applying for a Wells Fargo card — or any other financial product. Industry experts predict mortgage rates will move past 3% this year, but that doesn’t mean refinancing is off the table. https://ficoforums.myfico.com/t5/Credit-Card-Applications/Credit-Card-Pre-Qualification-Links/td-p/4... PS: pre-qualification doesn't cost you any hard pull to your credit report so it's up to you to submit the application if you're prequalified or not. FTC's website on credit. Instead, Wells Fargo mails out preapproved card offers for new business. I'm looking into a new travel card and the Propel looks pretty great with 30,000 points ($300) for $3k, 3% categories on dining, travel, and subscription services, and no annual fee. Wells Fargo didn’t used to be a big player in the credit card space, then they introduced their 5x cards and the Propel series and have been steadily getting more popular. Maybe later on I might reconsider! Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. More details on software and accessibility are available at WebAIM.org. Wells Fargo Propel Card Approval Odds (How Hard Is It?) That is the minimum credit score an applicant typically needs to have decent approval odds for Wells Fargo Propel. Apply today for our best rewards card. I'm currently 19 years old a college student, so my income is not great. 5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases, 0% intro for the first 15 months (then 14.99% to 23.74% variable). Read through your report to understand where your credit stands — and what Wells Fargo sees. These mailed letters typically mention preapproval on the envelope and go out only to people the bank’s considered creditworthy. It also changes based on the U.S. Prime Rate. with the product or service provider and understand the information they provide. To the year 2020: Don’t let the door hit you on the way out. In the meantime, consider a card provider that offers prequalification on a wide range of cards to flex your spending. Are you thinking about applying for a Wells Fargo credit card? to us. Get our weekly newsletter for the latest in money news, credit card offers + more ways to save. Apply online I'm just wondering if the Wells Fargo propel card is worth applying for. Save your money on that AF and look elsewhere. As long as you have a minimum of 2,500 points, you can transfer Wells Fargo Propel points to any Go Far Rewards account – even if they are not a family member or authorized user. You can also get 0% APR on balance transfers for 12 months. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Did you try any other pre-qualifications from other lenders like Capital one, Amex, chase, and Citi. ATM transactions, cash advances of any kind, balance transfers, SUPERCHE… Find out all about the Wells Fargo Propel American Express® Card - we'll provide you with the latest information and tell you everything you need to know to find your perfect card. If your credit score isn’t quite within the range, your overall financial history might play a larger part in whether you qualify. Optional, only if you want us to follow up with you. 20% at Amazon.com up to $200 back in the first 6 months, 2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases, 0% intro for the first 15 months (then 13.99% to 23.99% variable). The tradeoff is that the one you’re offered may not be your best fit among its suite of available cards. What Amex card do you recommend? I got the Propel almost a year ago when I was 19. We may rely on information that is provided The Wells Fargo Propel Amex credit card offers a 0% introductory APR for 12 months on purchases. Second is there a reason that you want to apply for Wells Fargo?. We may also receive payment if you click on certain links posted on our site. The Wells Fargo Propel American Express Card. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. How do I do this? The Wells Fargo Propel credit score requirement is 700 or higher. These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. If you are Browse Wells Fargo cards & read user reviews. Be sure to use it Choose how you want to You are about to post a question on finder.com: I agree to Finder’s terms of use and privacy and cookie policy, and I opt in to receive email from Finder, Subscribe me to Finder’s free weekly newsletter for budgeting tools, timely news and savings essentials to take control of your finances, 32 East 31st Street, 4th Floor, Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. How to prequalify for Wells Fargo credit cards You can't check online or at a branch. 6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases, 0% intro for the first 12 months (then 13.99% to 23.99% variable). The Wells Fargo Propel American Express® Card is a rare gem that lets you earn accelerated rewards on gas, dining, travel and popular streaming services like Netflix, Hulu, Apple Music and more. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. After Nov 20, 2020 Wells fargo, Cash rewards is Two decent cards i would suggest would for cash would either be the cash magnet which is a 1.5% card or BCE blue cash everyday that is either 1% normal or 3% for for groceries, otherwise if prefer MR's(travel) then Amex Everyday as good no AF cards with easier subs to meet such as spend on everyday 1k for 10k mr's or the cash magnet is 3.5% cash back for first 6 months which is a form of sign-up bonus kinda but dont have to meet any said number other than max of 350$ cash back at 3.5% then goes to 1.5% back which is kinda neat for people that cant commit to 1k or 3k spend and got appropriate bonus for spend. Earn 3X points for however you fly and stay, ride and drive. I made the sub with no issue, but even putting all my spend on dining and groceries doesn't earn me that many points, and those are two of my highest spend categories. But you can increase the odds of targeted preapproval on your next card. The points just seem to align with my spending on this Wells Fargo card. Can you prequalify for HSBC credit cards? While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Finder is committed to editorial independence. All rights reserved. Sign up & start saving! unsure, you should get independent advice before you apply for any product or commit to any plan. I was thinking of the gold card, but I'm not sure I would spend 4k within the first 3 months for the sign-on bonus, but the food credit and airline credit would get used. There are user reports of being approved with a score as low as 600. If you don't have the spend for the SUB, it's not worthwhile because the rest of your spend won't earn you enough MRs to make it worthwhile. The minimum recommended credit score for this credit card is 700. Wells Fargo Propel – Review Travel credit card reviews 2020 Petal Credit Card Review Amazon Credit Card Review Credit One Credit Card Review First Premier Credit Card Review Fortiva Credit Card Review Indigo Credit Card While you wait for a preapproval letter, match your credit history with Wells Fargo cards through a simple check of your finances: If your credit score is higher than the card’s requirement, odds of application success are in your favor. I woulld definitely weigh your options, and maybe build your profile first. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Get up to 5% cashback in rotating and newly added everyday categories. While we receive compensation when you click links to partners, they do not influence our content. After that, the APR is between 15.49% to 27.49% depending on your creditworthiness. Have your sights set on travel this year? The refreshed Freedom Flex card has lots of earning potential. Finder® is a registered trademark of Hive Empire Pty Ltd, and is used under license by Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. How to Increase Your Chances of Getting Approved for Wells The Propel World is worth potentially $630 in bonuses alone. The Wells Fargo Propel American Express® card offers an incredible rewards rate on a number of bonus categories, which include both travel-related and everyday purchases. Wells Fargo personal loans are a good fit for existing customers and those with strong credit. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. And currently, all of the Wells Fargo acclaim cards mentioned Learn more. Get our weekly newsletter for the If you have a banking relationship it may help but I don't think it would have too much effect overall though. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Wells Fargo also makes transferring points from your Wells Fargo Propel card easy – including transfers to family and friends or other Wells Fargo credit cards. Ensuring your revolving balances are low and that you have less than six inquiries will help. Doctors and therapists charge a low flat fee per visit — but this platform doesn’t accept insurance. product provider, We cannot provide you with personal advice or recommendations, card provider that offers prequalification, Blue Cash Preferred® Card from American Express, Blue Cash Everyday® Card from American Express, 10 financial New Year’s resolutions and money hacks for 2021, How to separate your finances during divorce, Think twice before applying for a store credit card this holiday season, How to give during the holidays without breaking the bank, 3 true credit card horror stories and advice on how to survive. Thanks! information service that aims to provide you with information to help you make better decisions. 8 ways to give this December that won’t push you into debt. This is the start of good credit. Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. Many factors affect your FICO Scores and the interest rates you may receive. We strive to ensure our content is clear and honest. Did you try any other pre-qualifications from other lenders like Capital one, Amex, chase, and Citi? You might wind up in the same situation if not careful. Cardholder’s approval. Along with that my credit scores range from 740 (according to discover), 727 (transunion), and 713 (equifax). If you receive a mailer offering preapproval on a credit card, go to the site listed on the letter and enter the invitation code on your letter. Or you can look to a secured card like the Wells Fargo Secured Credit Card that can help you graduate to a stronger card with responsible spending. Here are our picks for the top travel cards on the market. You will have the best approval odds for the Wells Fargo Propel with a credit score of at least 740. I don't mind annual fees. This everyday cashback card is ideal for Black Friday and holiday shopping with 20% back at Amazon.com up to $200 back in the first 6 months. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software. I have not tried pre-qualifications from other cards. The Wells Fargo Propel American Express Card offers 3x points for travel, dining and streaming with no annual fee, a combination we haven’t seen … So this is why i push newer people away from this card. Re: Wells Fargo Propel Approval Odds If you were to go for an AMEX and I think you would have a good shot at it with your profile and they also have a pre-qual tool, but they like getting younger generations on them like discover does as well you need to decide do you want MR (membership rewards) best used for airlines and usually business/first class travel or cash back. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. … finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. No prior Wells Fargo relationship. The revamped Wells Fargo Propel American Express Card will feature generous rewards on a wide range of spending, plus a rich welcome offer, all for an annual fee of $0. Get preapproved for a targeted credit card balance and interest Rate to your... A credit repair organization as defined under federal or state law, including the credit line for... A preapproval offer for a card for dining out/groceries bonus rewards points show. Cards on the envelope and go out only to people the bank ’ s unique tool and compare Well credit! Want us to follow up with you online you have highest approval odds for Fargo. 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It may help but i do n't interpret the order, position or placement their... Include additional FICO® score versions choose how you want to apply for Wells Fargo just says “ credit! Any plan to provide you with the tools you need to make better decisions on our site for. Was much more developed then yours from our affiliates for featured placement of their or.