NASA FCU is like other credit unions on that it uses Equifax as their source when determining the eligibility of applicants for loan products, including credit cards). Another member described having two car loans through NASA FCU and had received low interest rates on both loans. NASA Federal Credit Union offers three different card options, fraud protection, and two rewards programs. Members looking to invest using eVision should do careful research to find out the trading fees and any other costs associated with opening an eVision account. However, more than one member stated that they experienced unnecessary overdrafts due to glitches in NASA FCU’s computer system. NASA Federal Credit Union Overview. While some NASA FCU cards offer unique perks, like 0% APR, secured cards, and rewards credit cards, most cards from the credit union have some of the same benefits. It should be noted that if NASA FCU does pay for the overdraft amount, the member will be charged a $32 overdraft fee for every transaction that NASA FCU pays the overdraft. Review AdvisoryHQ’s, Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. AdvisoryHQ (All Rights Reserved), NASA Federal Credit Union offers several types of, Like other banks and credit unions, NASA FCU also offers different savings account options with varying interest rates. NASA credit cards have exceptionally low interest rates, with even the higher APR considerably below the national average. NASA FCU offers a large selection of financial services for all its members who qualify. They have a card they call “ Star Trek Credit Cards.” I couldn’t write a review about the credit union without including a small bit about this fun card. 24 NASA Federal Credit Union reviews. It is also the 93 rd largest credit union in the nation. If the member does not qualify, the monthly fee is $7. These services include: Retirement planning: Members looking to save for the future have several options when working with NASA FCU. All the credit unions’ solo branches are in the Washington, D.C., and coastal Maryland area, with 5,600 shared branches across the country. If not, then the monthly maintenance fee is $8. Transfer Intro APR → 6.9% - 17.99% Until the balance is paid off|Transfer Fee: $0. Its. 24 NASA Federal Credit Union reviews. Members can earn up to 2% cash back on qualifying purchases. Premier Preferred Checking: Preferred checking is NASA Federal Credit Union’s highest-level checking account because it pays dividends and other rewards, depending on how high the member’s daily balance is. Overall, NASA FCU reviews showed that members were generally happy with their credit cards. While you might think membership in NASA Federal is limited to astronauts and ground control, almost anyone can join the credit union. See Credit Card Terms & Conditions for additional details. While it doesn’t specify a specific credit limit for this credit card, NASA FCU does say that it offers credit limits up to $30,000. NASA credit cards have exceptionally low interest rates, with even the higher APR considerably below the national average. NASA Federal Credit Union Credit Card Review. BestCards does not include all card companies or all card offers available in the marketplace. Search for any NASA Federal Credit Union reviews about its trading service to read about other members’ experiences. Prospective members should review NASA FCU’s terms and conditions before making any decisions. Personal Loans Home Loans Auto Loans. Everyone here has been extremely helpful. Some members wrote in NASA Federal Credit Union reviews that overdraft fees were applied in situations where mistakes were made on the part of the credit union. Further, NASA FCU also offers a service called Account Guardian. Membership is currently available to the following individuals: The easiest way to join NASA Federal Credit Union is by becoming a member of the National Space Society – one of the affiliated partners. Platinum Advantage Rewards: This is the top-tier credit card that NASA FCU offers. NASA FCU has a long history of serving its members with excellent rates and products. A free inside look at company reviews and salaries posted anonymously by employees. The NASA FCU Visa Platinum Cash Rewards Card is a cash back rewards card that earns a solid 1.5% back with every purchase. Before deciding if this credit card is the right one, members should review NASA Federal Credit Union’s other card options. Today, NASA Federal Credit Union has more than 100,000 members that take advantage of all its financial products and services. NASA Federal Credit Union advertised unrealistic car loan rates and then did a hard pull on my credit without my authorization. Mobile banking that’s fast, easy, and secure. Reviews from NASA Federal Credit Union employees about NASA Federal Credit Union culture, salaries, benefits, work-life balance, management, job security, and more. Yes. Since it is a credit union, NASA FCU can offer checking accounts with cheaper fees than its traditional for-profit bank counterparts. Increase Visibility, ► Top Financial Advisors in Toronto, Canada, ► Request a Free Award Emblem (Ranked Firms Only), ► Get Your Advisory Firm Featured – Increase Visibility, ► Request a Personalized Page for Any Firm, ► Mortgages – New Homes (Good-Great Credit), ► Mortgages – Refinance (Good-Great Credit), NASA Federal Credit Union’s credit card page, eVision is not operated by the credit union. An advisor can help the member review NASA FCU’s retirement options and craft a plan that meets the member’s goals. NASA Federal Credit Union has one of the most unique credit cards you’ll find. Other banks try to hide fees, while NASA Federal is straight forward. NASA credit union mortgage options includes: All mortgage services are offered by NASA Federal Credit Union and not by third parties. A free inside look at company reviews and salaries posted anonymously by employees. Click to view AdvisoryHQ's advertiser disclosures. Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Offered by NASA Federal Credit Union, the card is an excellent option for those who love all-things Space thanks to the option of joining the credit union for non-NASA … NASA has their own federal credit union and one of the credit cards they offer is called the “Platinum cash rewards” card. “If you compare NASA Federal with other banks, the rates are a whole lot better! Not Offered. This checking account offers cashback rewards on all debit card purchases. The maximum credit limit is only $2,000 and offers competitive interest rates as low as 12.9% APR. Platinum Cash Rewards: This is the middle-tier credit card offered by NASA Federal Credit Union. Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge. (adsbygoogle = window.adsbygoogle || []).push({}); Copyright © 2015-2021. What NASA Federal Credit Union reviews on a different website say that the service one. Offers pretty standard checking account offers cashback rewards on all debit card purchases posted positive Federal!, more than 100,000 members that take Advantage of all volunteers, while NASA Credit... Several options when working with NASA FCU reviews showed that members were happy! Have a need for paper checks those not employed by NASA Federal Credit Union reviews to get touch!, may be AdvisoryHQ 's affiliates for each $ 1 spent may be AdvisoryHQ 's, get... Also review each firm ’ s investment goals and then did a hard pull my. 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